Wednesday, August 18, 2010

Bank Accounts

I wanted to post this as kind of a reminder to everyone.

Check your bank accounts OFTEN. Maybe daily!

Lastnight Danny went to check his account on-line because he has it set up to get emails when there is an issue. He got an email stating his account was negative.

I have know Danny for 6 years and he has never been negative with his account where it is his fault. So when he told me this I was thinking what did the bank do this time?

Long story short there were 7 transactions pending that were not his. Because of this his check for the morgage was being sent back and not being paid. SO HUGE MESS. We both kind of freaked out at the same time.

I was going to walk out the door to a attend a board meeting and just new that I had to wait and he needed to go to the bank first.

Danny went to the bank  (already 5pm when he noticed) and they helped him right away. The charges were totaling almost $700. Someone had charged rental cars using his debt card number.

Thankfully it should be easy to fix since they were still pending. The bank had Danny call the morgage company right away to notify them the check could be sent through again and would be cashed. He won't get any fees from the bank and they already closed out the old account and opened a new one.

But thankfully the bank was so willing to help Danny right away. They are actually hoping to find the person who did it. So we will see what happens. Danny has to go back to the bank Thursday afternoon to just go over things again and make sure everything is fixed.

So just to be on the safe side- check your accounts often.

1 comment:

Nik said...

We do...but t is great reminder. We were victims of Identity theft before it had that name....and its no fun to prove you are innocent in a world that thought we were always guilty...So glad it went good for you and hope you have no lasting problems as a result!!